Buying

Oct. 21, 2026

Single-Family Permits Fell: What It Means for Hampton Roads New Construction

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR and Owner | October 21, 2026

The practical takeaway: September's decline in national single-family permits and starts suggests builders are becoming more cautious, but it does not mean new homes have disappeared from Hampton Roads. As of …

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Posted in Buying, Market Updates
Oct. 19, 2026

Price Cut or Seller Credit? How Hampton Roads Buyers Should Compare

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR and Owner | October 19, 2026

The practical answer: A seller credit used for a permanent mortgage-rate buydown can sometimes reduce a buyer's monthly payment more than an equal price reduction, while a closing-cost credit may help …

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Posted in Buying, Market Updates
Oct. 18, 2026

Buying in a Virginia HOA or Condo? Read the Resale Certificate First

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR and Owner | October 18, 2026

The practical answer: If you are buying a Virginia home in a condominium or homeowners association, the resale certificate is one of your most important due-diligence packages. It can reveal the …

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Posted in Buying
Oct. 17, 2026

Assuming a VA Loan in Hampton Roads? 6 Questions to Answer First

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR and Owner | October 17, 2026

The practical answer: A VA-backed mortgage may be assumable, allowing an approved buyer to take over the seller's existing loan terms. But the opportunity is not automatic. The buyer must qualify, …

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Posted in Buying, Selling
Oct. 16, 2026

Buying Near NAS Oceana? 6 Checks Before You Make an Offer

Six checks for Virginia Beach homebuyers considering a property near NAS Oceana

Published by The Morton Group with AtCoastal Realty
Todd Morton, REALTOR and Owner | October 16, 2026

The practical answer: If you are considering a home near Naval Air Station Oceana, check the exact parcel on Virginia Beach's official AICUZ map, read the military-air-installation disclosure, and experience the …

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Posted in Buying
Oct. 15, 2026

Inflation Rose to 3.7%: What It Means for Hampton Roads Housing

September 2026 inflation snapshot for Hampton Roads homebuyers

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR and Owner | October 15, 2026

The practical takeaway: September inflation was hotter than August, but the headline was heavily influenced by gasoline. That does not translate into an automatic change in mortgage rates or Hampton …

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Oct. 14, 2026

Home Sales Rose in September, but Buyers Still Have More Leverage

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR and Owner | October 14, 2026

September 2026 U.S. housing market snapshot showing existing-home sales, inventory and median price
September 2026 national housing data from the National Association of REALTORS. Local conditions can differ.

The short answer: September brought a modest increase in national home sales, …

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Oct. 13, 2026

Mortgage Rates Reach 7.40%: What Hampton Roads Buyers Should Watch This Week

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR® and Owner | October 13, 2026

Graphic showing the Fed target range, Freddie Mac mortgage average and next CPI release date
Original chart by The Morton Group using Federal Reserve, Freddie Mac and BLS data. National indicators; not a mortgage quote or prediction.

Mortgage rates are back in the spotlight. Freddie Mac …

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Posted in Buying, Market Updates
Oct. 12, 2026

Buying an Older Portsmouth Home? Check These 6 Things Before You Renovate

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR® and Owner | October 12, 2026

Illustration of an older coastal home with renovation plans and an inspection checklist
Original AI-created illustration for The Morton Group. Not a photograph of a specific Portsmouth property.

Older Portsmouth homes can offer architectural details, established streetscapes and layouts that feel different from newer …

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Posted in Buying
Oct. 11, 2026

Buying a Suffolk Home with a Well or Septic System? Check These Records First

Published by The Morton Group with AtCoastal Realty | Todd Morton, REALTOR® and Owner | October 11, 2026

Illustration of a home with separate private well and septic systems below ground
Original AI-created educational illustration for The Morton Group. Not a photograph or diagram of a specific Suffolk property.

A larger lot, added privacy and room to spread out can make a …

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Posted in Buying