A useful budget search should do two things: show homes you can actually consider and help you understand the costs beyond the asking price. Browse the live listings below, then use the checklist to narrow your choices.
Property typesHomes and townhouses; condos, rentals and land excluded.
AvailabilityActive listings with no contingency reported in the MLS.
Virginia Beach Oceanfront, shown for city context. Photo: Smash the Iron Cage, CC BY-SA 4.0, via Wikimedia Commons (2015). Display cropped.
What this search includes
This page filters the site's Virginia Beach MLS feed to active homes and townhouses with asking prices below $350,000 and no reported contingency. Condominiums, rentals, land and pending listings are excluded. A listing's status can change, so confirm availability before arranging a showing or preparing an offer.
The property type follows the MLS classification. A townhouse-shaped building may have condominium ownership and appear under the condo category; that property would be outside this search. If ownership type matters to you, review the actual listing and property documents.
Compare the monthly cost, not just the price
A purchase price is a starting point. The Consumer Financial Protection Bureau's budgeting guide explains that total housing costs can include principal and interest, property taxes, insurance and association fees, along with utilities and maintenance.
Ask a lender for a property-specific estimate using your actual loan options. Get insurance estimates and current association information where applicable. A lower asking price can still come with more upkeep or a different monthly cost than another home on your short list.
A practical showing checklist
Condition: Ask about the roof, heating and cooling equipment, plumbing and any documented renovations.
Layout: Check storage, parking, stairs and the rooms you need for everyday life.
Ongoing obligations: Review applicable association fees, maintenance responsibilities and rules.
Location: Test your actual work and errand routes. Explore the neighborhood maps for local context.
Property records: Confirm ownership type, permitted work and any address-specific concerns during your review.
Make the next search more useful
If the list is too broad, choose two or three must-have features and a smaller group of locations. If it is too narrow, ask us to compare nearby communities or a different property type. Keep your monthly budget in mind while making those tradeoffs.
You can use the full results link below to refine the search and use the site's account options for saving searches and requesting listing alerts. Want help sorting the options? The Morton Group with AtCoastal Realty can help build a short list and arrange tours.
Common questions
Are these homes all still available?
The listings below come from the live MLS feed. Status changes can occur, so confirm the specific property's availability before scheduling a showing.
Are condos included?
No. This search includes the MLS Home and Townhouse categories. A property classified as a condo is excluded even if it has a townhouse-style layout.
Does under $350,000 mean my mortgage payment will fit my budget?
No. Your loan terms, taxes, insurance, fees and maintenance affect the total cost. Obtain property-specific estimates before deciding.
Listing snapshot: October 9, 2026
This page's exact MLS filter returned 123 active listings, with asking prices from $185,000 to $349,900 and an average asking price of approximately $290,000. These are asking prices for this selected search, not sold prices, a full-area market report or a valuation.
The snapshot is dated; the listings below update with the site's MLS feed. Availability changes.
Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.
