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$634,500
3 Beds ⋅ 3 Baths ⋅ 10639352 MLS
Exceptional opportunity to own this turnkey corner-unit condo offering 3 bedrooms, 3 full bathrooms, and 2,224 square feet of beautifully updated living space, all a short distance of the Chesapeake Bay. The bright, open floor plan features vaulted ceilings, a gas fireplace, two spacious living areas, an updated kitchen, dining area, and large bar. The primary suite provides a comfortable retreat with generous space, a large walk-in closet, and a bathroom with dual sinks. Enjoy water views from the deck and take advantage of the large attached 2 car garage, ideal for additional storage or a home gym. 8-inch LVP flooring flows throughout the home. Located outside of the flood zone, no flood insurance is required.

3208 Lynnhaven Drive, Virginia Beach
$359,500
3 Beds ⋅ 2 Baths ⋅ 10639068 MLS
Beautiful 3-bedroom, 2 bath home in the Timberlake neighborhood. First-floor primary suite, updated kitchen, renovated showers and a beautiful staircase leading to two upstairs bedrooms and a full bath. Major udates include: a roof, HVAC and water heater. Enjoy the covered front porch spacious backyard and convenient location near Military Highway, shoppong, dining, and major routes.

4048 Barkleaf Drive, Virginia Beach
$823,599
5 Beds ⋅ 3.1 Baths ⋅ 10639293 MLS
NEWLY PRICED! Welcome to your pristine new home just miles from the beach! This 5 bedroom coastal home is MOVE IN READY with a private fenced in wooded yard adjacent to walking trails, and a bike path leading you straight to summer. Without the wait on the final phase of new construction, this home offers you a downstairs bedroom easily flexed for your home office, a custom coffee bar/butlers pantry, open area living and 4 bedrooms upstairs each with private bathrooms and a second floor laundry room. The primary bedroom offers a generous walk in closet with a luxurious primary bath that you've been dreaming off. Located in close proximity to two bases, easy interstate access and all the best shopping and restaurants to choose from. Come see your next designer dream home!

1325 Narrow Way, Virginia Beach
$370,000
3 Beds ⋅ 2.1 Baths ⋅ 10638449 MLS
Welcome to this charming 3-bedroom, 2.5-bath contemporary home filled with warmth and character. The inviting living room boasts soaring cathedral ceilings and a cozy fireplace, creating an open yet comfortable feel. The kitchen features stainless steel appliances and flows into the dining area, ideal for daily living and entertaining. The primary bedroom offers an ensuite bath for comfort and privacy, while two additional bedrooms and a full bath provide versatile space for family, guests, or a home office. Step outside to a fenced backyard perfect for relaxing, gardening, or hosting gatherings. Added highlights include fresh interior paint, a new hot water heater, and a new washing machine for peace of mind. For even greater value, the seller is providing a carpet allowance, giving you the chance to customize flooring to your style. With thoughtful design and inviting details throughout, this wonderful home is ready to welcome you.

5104 Earlston Lane, Virginia Beach
$440,000
3 Beds ⋅ 2 Baths ⋅ 10639249 MLS
Coastal living awaits in this stunning, updated ranch home in Ocean Lakes! This beautiful single-story home features 3 spacious bedrooms and 2 full baths, tailored for easy living. At the heart of the home is a modern kitchen fully equipped with granite countertops and sleek stainless steel appliances. Stunning luxury vinyl plank flooring flows seamlessly throughout, leading to a fantastic year-round sunroom. Move in with peace of mind thanks to a newer roof and HVAC system. Located in the sought-after Ocean Lakes neighborhood of Virginia Beach, you will enjoy community pools, playgrounds, tennis courts, and clubhouse access. All of this is moments from the beach, military bases, shopping, and dining.

1005 Culmer Drive, Virginia Beach
$385,000
3 Beds ⋅ 2 Baths ⋅ 10639282 MLS
Come check out this awesome corner lot with 2 story detached garage that has power! This beautifully maintained ranch features 3 bedrooms and 2 full bathrooms, as well as a spacious living room and cozy den with fireplace. ASK ABOUT THE VA ASSUMPTION OPPORTUNITY!***ASSUMPTION***-$2498 monthly PITI-$367,738.77 loan balance at time of listing -Rate: 5.25%Rare to find a great assumption opportunity with so little gap cash needed to make it yours.Call the listing agent for your private showing!

1516 Gardenwood Parkway, Virginia Beach
$950,000
4 Beds ⋅ 3 Baths ⋅ 10639264 MLS
Come Check out the stunning 3,100 Square foot 4-bedroom, 3-bath waterfront ranch home in beautiful South Shore Estates! This waterfront dream has been tastefully updated throughout and includes a gourmet kitchen with top of the line appliances, extensive outdoor entertaining areas overlooking the water. Including a custom paved fire pit area and hot tub. Huge stationary dock and your own floating motorized dock also convey. Boat up to local restaurants or just relax and swim in the spring-fed, fresh water 50-plus acre lake. This home boasts fiber cement siding, newer roof, newer tankless water heater, newer HVAC, motorized awning, and fully encapsulated crawl space. Close to tons of shopping and dining choices as well as several bases and the oceanfront! Don't miss out on your chance to own this one of a kind luxury home!

2124 Bierce Drive, Virginia Beach
$495,000
5 Beds ⋅ 3 Baths ⋅ 10639077 MLS
Welcome home to this beautifully updated 5 bedroom, 3 bathroom home offering just over 2,300 square feet of stylish and functional living space. Freshly renovated, this home features new LVP flooring and carpet, as well as, fresh paint. Enjoy the updated kitchen with granite countertops creating the perfect space for cooking and entertaining. With 3 spacious bedrooms upstairs, the downstairs offers 2 bedrooms, a full bathroom, living areas and a great reading nook. This home features versatile living areas with the perfect blend of comfort and convenience. Don’t miss the opportunity to own this beautiful property that’s ready for you to move in and make it your own!

1412 Talisman Circle, Virginia Beach
$350,000
3 Beds ⋅ 2 Baths ⋅ 10639227 MLS
Welcome home to this beautifully updated ranch in the Timberlake community of Virginia Beach! This 3-bedroom, 2-bath home offers comfortable one-level living with an open layout and cathedral ceiling that creates a bright and spacious feel. The living area features a cozy wood-burning fireplace, while the kitchen is equipped with stainless steel appliances. Recent updates include a new roof and new windows installed in 2023, new flooring and fresh paint throughout, along with remodeled bathrooms. Additional features include a Nest thermostat, added attic insulation, and an attached 1-car garage, offering comfort, efficiency, and convenience. The fully fenced backyard provides privacy and space to enjoy the outdoors. Conveniently located near shopping, dining, parks, and & more! Residents also have access to neighborhood amenities including playgrounds, tennis courts, and a clubhouse. A wonderful opportunity to enjoy updated living in the heart of Virginia Beach. Incentives may be available through preferred partners. Contact listing agent for details and eligibility.

1061 Tall Oak Drive, Virginia Beach
$1,380,000
4 Beds ⋅ 4.1 Baths ⋅ 10639159 MLS
Don't miss this recently renovated and fully rehabbed colonial gem in the sought-after Great Neck corridor of Virginia Beach in a top-rated school zone. The fully rehabilitated interior merges timeless architecture with modern living floorpan and luxury design. Enjoy a recently refinished deck off the fully remodeled chef's kitchen as well as a new private deck off the beautifully renovated primary bedroom. Traditional floor plan has been opened up to create a seamless flow between the family room, dining room, and kitchen. Brand new LVP flooring throughout the entire first and second levels. The formal living area features a fireplace surround and is wrapped in custom beadboard paneling. Kitchen upgrades include brand-new stainless steel Kitchen Aid appliances, including features like a 5-burner gas cooktop in-island, double wall oven/microwave, and a wine wall. The expansive island seats up to 6 people, features carrara quartz, floor-to-ceiling custom soft-close cabinetry, a farmhouse sink, and elegant pendant lighting. The primary suite is a spacious sanctuary featuring a large walk-in closet with organizer shelving, and a spa-like en-suite bath. The primary bath features include a walk-in tile shower with a luxurious freestanding tub, double vanities, double linen closets with quartz countertops. Additional Bedrooms: Generously sized with ample closet space and private bathrooms for each boasting premium tile surrounds and hardware. Smart locks installed on front entry and garage entry doors. Unfinished room over the garage is waiting for your custom design. You could turn it into a home office, home gym, home theater, play room...the possibilities are endless! Experience the absolute best of Great Neck living! This one-of-a-kind Shorehaven property delivers unmatched charm and a deep sense of community. From the top-rated school districts to year-round neighborhood events hosted by the Riverhaven Civic League, this home offers a lifestyle like no other. Don't miss out—book your showing today!

2628 Shorehaven Drive, Virginia Beach
$694,900
5 Beds ⋅ 2.1 Baths ⋅ 10638812 MLS
Beautifully updated 5-bedroom, 2.5-bath home located in established neighborhood w/sought-after schools. Spacious home offers functional layout w/generously sized bedrooms, including large primary suite featuring walk-in closet & an updated en-suite bath w/custom tile walk-in shower & separate jacuzzi tub. The updated kitchen includes custom cabinetry, granite countertops & movable island, making it great for everyday living & entertaining. Bathrooms have been tastefully renovated w/modern finishes throughout. Hardwood & LVP flooring run through much of the home, w/laminate flooring in the bedrooms. Major updates provide peace of mind, including newer windows w/lifetime warranty, newer siding w/OSB and TYVEK, newer roof w/approximately 15 years of life remaining & new air conditioner. Move-in ready and conveniently located near shopping, dining, and top-rated schools, this home combines comfort, updates, and space in a highly desirable setting.

2613 Level Loop Road, Virginia Beach
$399,900
4 Beds ⋅ 2.1 Baths ⋅ 10639179 MLS
This beautifully renovated 4-bedroom, 2.5-bath ranch offers the perfect blend of modern updates and comfortable living in the heart of Virginia Beach. Inside, you'll find an updated kitchen, new flooring, and an expanded primary suite with the extra space you've been looking for. The spacious layout gives you plenty of room to spread out, whether you're hosting family and friends or simply enjoying everyday life. Outside, the backyard offers space to relax, play, garden, or make it your own. Conveniently located near Town Center, shopping, dining, military bases, beaches, and major highways, you'll love how easy it is to get wherever you need to go. With a fresh new price, this move-in-ready home is one you won't want to miss. Schedule your showing today!

412 Lineberry Rd, Virginia Beach
$619,900
3 Beds ⋅ 2 Baths ⋅ 10638988 MLS
This well cared for home in established Thoroughgood on a quiet street is ready for it's new owner! Close to Chic’s Beach, Town Center, and all bases. Inside feels spacious with natural light due to large windows, real hardwoods, and a large spacious sunroom overlooking the private backyard. Terrific functioning kitchen that opens to a flexible dining/hangout space, so everyone stays connected. A wonderful fireplace sets the tone for cozy evenings. The outdoors is perfect for everyday living and easy weekends: a fenced yard, deck, patio. Ample side parking fits a small boat, RV's and cars. A beautifully sprawling ranch for easy living & simple flow.

4536 Biscayne Drive, Virginia Beach
$392,000
2 Beds ⋅ 2 Baths ⋅ 10638882 MLS
Looking for a dark condo with no view and nothing to do nearby? Keep scrolling. Not interested in watching sunrises and sunsets from your private deck overlooking Lake Holly? Keep looking. Prefer to forget you live at the beach? Look elsewhere. This condo is definitely not for you. For everyone else, welcome home. Located just two blocks from the boardwalk and Atlantic Ocean, you'll enjoy easy access to restaurants, festivals, coffee shops, live music, and everything else the Virginia Beach Oceanfront has to offer. Whether you're looking for a primary residence, second home, or weekend escape, this corner-unit condo puts you in the middle of everything while still giving you a place to unwind. If you'd still prefer a condo with a view of the parking lot, let your agent know. For everyone else, welcome home.

309 Norfolk Avenue, Virginia Beach
$590,000
3 Beds ⋅ 2 Baths ⋅ 10639112 MLS
Welcome to this stunning Lake Smith Terrace gem! Nestled in one of North Virginia Beach's most sought-after, quiet neighborhoods, this beautiful 3-bedroom, 2-bathroom home features an oversized kitchen with a bright bay window and a spacious 2-car garage. Enjoy generous living space, a spacious treed lot, and easy access to major highways, top-rated local schools, and Lake Smith

1337 Five Forks Road, Virginia Beach
$729,800
4 Beds ⋅ 3.1 Baths ⋅ 10639124 MLS
Welcome to 1017 Dam Neck Road, a beautifully crafted new construction home offering 4 spacious bedrooms, 3 full baths, and 1 half bath across 2,550 square feet. Designed with modern living in mind, the open-concept main level features a formal dining room, spacious kitchen with pantry, mud room, and an inviting living area perfect for entertaining. Upstairs, the expansive owner’s suite includes a large walk-in closet and private bath, while three additional bedrooms, two full bathrooms, and a generous laundry room provide plenty of space for family and guests. Situated on a large lot with a circular driveway for easy access and added curb appeal, this home is conveniently located just minutes from the Virginia Beach oceanfront, shopping, dining, and major military bases. A perfect blend of comfort, style, and location awaits. Trusted lender Steve Hawley (NMLS #1813927) from Southern Trust mortgage (NMLS #2921) will provide a 1% lender paid Buydown on this listing.

1017 Dam Neck Road, Virginia Beach
$374,999
3 Beds ⋅ 2 Baths ⋅ 10639122 MLS
Welcome to this beautifully updated 3-bed, 2-bath home boasting soaring vaulted ceilings and abundant natural light! Designed for easy living, the smart layout features 2 bedrooms and 1 full bath on the main floor, while the upstairs offers a private 3rd bedroom and a second full bath. The bright kitchen comes equipped with stainless steel appliances, crisp white cabinetry, and a dining area that flows perfectly for entertaining. Step through the sliding glass doors to your private, fully fenced backyard, complete with a storage shed and a patio space great for cookouts. Enjoy peace of mind with a newer HVAC system (2022/2023). Additional highlights include an attached garage, gorgeous wood-look flooring, and a dedicated laundry room. Located just steps away from a lovely neighborhood park and pavilion. Move-in ready and packed with charm—schedule your showing today!

5440 Chatham Hall Drive, Virginia Beach
$339,000
3 Beds ⋅ 2 Baths ⋅ 10639095 MLS
3 beautiful bedrooms, primary suite on opposite side from the other bedrooms offers privacy and a in suite bath with seperate tub and shower. Impeccable community with hard to find oversized 2 car garages. Brand new flooring, clean as a whistle. Pantry, laundry room, TONS of storage. easy to anywhere location. Community fee includes master insurance, water, sewer, trash and grounds maint. for easy living in light filled home in sought after golf community.

1088 Grand Oak Lane, Virginia Beach
$250,000
1 Beds ⋅ 1 Baths ⋅ 10638987 MLS
Welcome to Cape Henry Towers, Unit 909! This charming condominium offers beautiful views of both the Chesapeake Bay and the Lynnhaven River, creating the perfect backdrop for coastal living. The unit has been tastefully updated, including brand-new shaker cabinets recently installed in the kitchen. Enjoy the ease and amenities of Cape Henry Towers, including private beach access, a large concrete pool, exercise room, putting greens, outdoor grilling areas, and more. Whether you’re looking for a primary residence, beach retreat, or low-maintenance lifestyle near the water, this condo offers an incredible opportunity to enjoy all the benefits of living by the bay. Don’t miss your chance to make this special unit yours!

3288 Page Avenue Unit 909, Virginia Beach
$679,000
2 Beds ⋅ 2 Baths ⋅ 10638867 MLS
Wake up to breathtaking views of the Atlantic Ocean from every room in this turnkey 2 bedroom, 2-bathroom condo! Whether you are searching for a second home retreat, an investment opportunity, or downsizing with the desire for every day to feel like a vacation, this coastal gem fits the bill. Showcasing thoughtful updates throughout (kitchen, bathrooms, paint, bedroom carpet). Enjoy your front row seat to everything this vibrant beach destination has to offer. From seasonal festivals, waterfront attractions, and the boardwalk, to some of the best restaurants; you'll have endless opportunities to experience the best of coastal living!

303 Atlantic Avenue Unit 1201, Virginia Beach
$419,000
3 Beds ⋅ 2.1 Baths ⋅ 10638972 MLS
This beautifully maintained home is centrally located in the heart of Kempsville Virginia Beach and comes with NO HOA fees. Featuring 3 spacious bedrooms and 2.5 bathrooms, this property offers gorgeous cherrywood flooring, newer stainless steel appliances(2023), granite countertops, and an attached garage. The beautifully landscaped backyard creates the perfect setting for relaxing or entertaining guests. Enjoy the nearby neighborhood family park along with convenient access to shopping, dining, and major highways. Recent updates include a new HVAC system (2025), hot water heater (2021), and newer roof (2017), providing added peace of mind for years to come. Welcome Home!!

5449 Whitehurst Arch, Virginia Beach
$469,900
3 Beds ⋅ 3.1 Baths ⋅ 10638950 MLS
Located in the Lookout Point community of Virginia Beach, the Belle Isle offers convenient access to shopping, dining, parks, beaches, and outdoor recreation. Hilltop and Lynnhaven are nearby with a variety of restaurants, retail, and entertainment options, while First Landing State Park, Mount Trashmore, and the Virginia Beach Oceanfront provide opportunities to enjoy the outdoors. Residents also have access to a private community dock for kayaking, fishing, or relaxing by the water. The Belle Isle is a three-story townhome featuring a one-and-a-half-car garage and welcoming side entry with covered porch. The second-floor main living area offers open-concept design with a spacious family room, dining area, and chef’s kitchen with large island. Bedrooms are split between the first and third floors, including a first-floor bedroom with patio access and a third-floor owner’s suite with walk-in closet and private bath.

MM Bell Isle Way, Virginia Beach
$369,999
3 Beds ⋅ 2.1 Baths ⋅ 10638821 MLS
Located in the heart of the coveted Kings Grant neighborhood, this all-brick 3-bedroom, 2.5-bath townhome offers an exceptional opportunity to own in one of Virginia Beach's most desirable communities. Known for its highly rated schools, established charm, and central location, this will a place many love to call home. The well-designed floor plan features a spacious living room, dedicated dining area, and generously sized bedrooms. Improvements include a newer roof, updated HVAC system, refreshed bathrooms, downstairs flooring, and more. Enjoy a private fenced backyard with a storage shed, providing additional outdoor living space. Conveniently located near beaches, Town Center, shopping, dining, military bases, and major interstates, this home offers comfort, convenience, and value in a hard-to-beat location.

937 Welch Circle, Virginia Beach
$439,000
3 Beds ⋅ 2.1 Baths ⋅ 10638653 MLS
Beautiful 3-Bedroom, 2.5-Bath townhome with a loft area This stunning townhome features soaring ceilings, wood floors throughout the main living areas, and a spacious first-floor primary suite with new carpeting. Move-in ready and thoughtfully updated, this home offers comfort, style, and convenience. The first-floor primary suite boasts a large walk-in closet and a renovated en-suite bath featuring dual vanities and a spacious tiled shower. Upstairs, you’ll find two additional bedrooms, a renovated full bath, and an open loft area great for a home office, sitting room, or flex space. New carpeting has been installed throughout the second floor. Additional highlights include a fenced backyard, one-car garage, and numerous recent improvements: New roof (2025) New HVAC system and furnace (2023) New hot water heater (2023) New patio (2022). Simply move in and enjoy all this wonderful home has to offer!

412 Little Neck Road, Virginia Beach
$499,900
4 Beds ⋅ 2.1 Baths ⋅ 10638613 MLS
Conveniently located near the Va Beach Amphitheater, Dam Neck, NAS Oceana, shopping, dining, parks, and major roadways, this two-story home offers a functional layout and a desirable corner-lot setting. Featuring four bedrooms and 2.5 baths, the traditional floor plan provides comfortable, well-defined living spaces. Fresh interior paint and double-hung vinyl replacement windows create a bright and welcoming atmosphere throughout. The kitchen is thoughtfully positioned near the dining and living areas, making everyday living and entertaining a breeze. Solar panels are installed to help offset energy costs, with the remaining balance negotiable. A water softening system conveys. The brick-front exterior adds classic curb appeal, while the yard provides space for gardening, outdoor enjoyment, or simply unwinding. Move-in ready and conveniently located, this home offers easy access to many of Virginia Beach's popular destinations and amenities

1857 Bloomfield Drive, Virginia Beach
$599,900
4 Beds ⋅ 2.1 Baths ⋅ 10638832 MLS
Welcome home to this beautifully maintained residence in Woodbridge Pointe Estates! Filled with natural light, this move-in-ready home features updated luxury flooring, a new gas stove, and a 240V fast charger for electric vehicles. Major updates in 2018 include the HVAC system, water heater, windows, and fully paid-off solar panels - keeping electric bills at $10 or less per month. Relax on the deck and enjoy peaceful waterfront views, all while benefiting from exceptionally low HOA fees. Conveniently located near military bases, shopping, and dining options, this home offers comfort, savings, and convenience in one inviting package.

1824 Heald Way, Virginia Beach
$280,000
3 Beds ⋅ 2.1 Baths ⋅ 10638708 MLS
Welcome to 3238 Manor Glenn Ct. This 3-bedroom, 2.5-bath townhome is tucked away on a cul-de-sac and offers a functional layout designed for easy, low-maintenance living. Out back, a private fenced yard provides just the right amount of space to relax or entertain. Move-in ready and well-located in Virginia Beach, with convenient access to everything you need. Schedule your showing today!

3238 Manor Glenn Court, Virginia Beach
$1,450,000
2 Beds ⋅ 1 Baths ⋅ 10638698 MLS
Priced below city tax assessment, this turnkey beach cottage offers an exceptional opportunity for a second home, vacation retreat, or investment property. Beautifully reimagined and move-in ready, the bright open floor plan creates an inviting coastal atmosphere. The Great Room with fireplace is perfect for relaxing after a day at the beach, while sliding doors open to an expansive private deck ideal for outdoor dining and enjoying ocean breezes. The updated kitchen features premium appliances, including a Thermador refrigerator. A versatile third room provides flexibility as an office, guest room, or additional sleeping space. Extensive renovations include wiring, plumbing, HVAC, windows, sliding doors, flooring, kitchen, bath, plaster, paint, and fireplace. With only two units in the condo, enjoy added privacy, easy beach access, and convenient parking. Owner holds a Right of First Refusal should the adjoining unit become available, offering a rare future ownership opportunity.

8704 Ocean Front Avenue Unit A, Virginia Beach
$1,445,000
5 Beds ⋅ 3 Baths ⋅ 10638774 MLS
Perfect sized vacation getaway retreat. Great beach views & private inground pool. Mere feet from the beach. Popular proven vacation rental property. Nearly $80k already on the books for 2026. $95k+ income in 2025! New roof installed in 2025. New 2 zone HVAC replaced in 2026. Spacious front deck replaced in 2026, even more spacious rear deck replaced in 2023. New outdoor shower & updated baths in 2026. Ideal setup for 2 households with 2 bedrooms & 1 full bath on each side of the main floor. Private first floor suite downstairs offers semi-private entrance adjacent to pool & new outdoor shower. Bonus, non-heated 300+/- sq ft (not included in listing) 1st floor bonus room would make an easy bedroom or pool cabana conversion. Large lot is a great candidate for expansion or teardown/rebuild scenario. Heat pump water heater saves big on energy. High cathedral ceilings add a dramatic elegance not commonly found with other homes this age. Much new furniture, including but not limited to multiple bedroom sets, and a very generous amount of new polywood deck furniture. Sold fully furnished. Buyer to honor all existing short term rentals.

3537 Sandfiddler Road, Virginia Beach
$464,900
3 Beds ⋅ 2.1 Baths ⋅ 10638743 MLS
$5000 Decorator Allowance on FPC. Former Model Home on a cul-de-sac corner lot. New HVAC (2025) and kitchen appliance package (2025) Recent roof (2020). All appliances convey including washer and dryer (as-is), just show up with clothes and furniture. Beautiful great room with a glass atrium wall, gas fireplace and soaring cathedral ceiling, full open concept design. And a very cool "reconverted" garage; behind the new insulated garage door is the ideal heated and cooled She Shed/Man Cave. Lots of potential uses.....a party/media/play room, how about car & a workshop? Upstairs you'll find 3 bedrooms, all of which have ample closet space and the primary bedroom has 2 closets and a large en suite with a very nice jetted tub. There is even a small office alcove with a built-in desk and bookshelves. The neighborhood includes a clubhouse, pool and playgrounds. All schools nearby as is shopping.....plus 2 golf courses minutes away. Glenwood is great for living your best life....

1000 Ormond Court, Virginia Beach

Some listings may be duplicated in the search results due to the co-mingling of listings from more than one multiple listing service. Should there be different listing information between the duplicated listings; user is advised to verify the accuracy of the listing information before making any financial decisions.