Buying

Aug. 18, 2025

Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff



Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55% …

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Posted in Buying, Market Updates
Aug. 7, 2025

A Second Home Might Be the Missing Piece in Your Retirement Plan



Are you wondering if you’re on track to retire someday?

According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why many people are exploring new ways to …

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Posted in Buying, Market Updates
Aug. 4, 2025

The Truth About Down Payments (It’s Not What You Think)



Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in.

“I’ll never save enough.”

“I need a small fortune just to get started.”

“I guess I’ll just rent forever.”

Sound familiar? You’re not alone. And …

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Posted in Buying
Aug. 1, 2025

Virginia Beach Housing Market Forecasts for the Rest of 2025



If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you.

Will Home Prices …

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Posted in Buying, Market Updates
July 17, 2025

Mortgage Rates Are Stabilizing – How That Helps Today’s Virginia Beach Homebuyers



Over the past few years, affordability has been the biggest challenge for homebuyers. Between rapidly rising home prices and higher mortgage rates, many have felt stuck between a rock and a hard place.

But, something pretty encouraging is happening. While affordability is still tight, mortgage rates have shown …

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Posted in Buying, Market Updates
July 14, 2025

The Advice First-Time Homebuyers Need To Hear



Buying your first home is a big milestone – and the right support is going to make it a whole lot easier.

Because while this process might be brand new to you, it’s not new to The Morton Group. We’ve helped plenty of first-time buyers through it. We …

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Posted in Buying
July 7, 2025

Should You Buy a Vacation Home in Virginia Beach?

Now that summer’s here, you’re probably planning your next getaway. But what if you didn’t have to? Buying a vacation home means having a built-in escape you can use year after year. It gives you the chance to generate rental income and have a go-to retirement destination in the future. …

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Posted in Buying
June 21, 2025

3 Reasons To Buy a Home This Summer in Virginia Beach



Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize:

This summer might actually be the best time to …

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Posted in Buying
June 18, 2025

What You Really Need To Know About Down Payments

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive. And if you want to give your savings a …

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Posted in Buying
June 16, 2025

Why Todd Morton Is One of the Top Realtors in Virginia Beach

Local Roots. A Marketing Mindset. A Clear Plan.

Meet Todd Morton and The Morton Group

The Morton Group is a locally owned and operated real estate team led by Todd Morton, a Virginia Beach resident since 1985 and REALTOR®. Every agent on the TMG team is brokered by …

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Posted in Buying, Selling